SMC Loans – Hassle-free cash solutions

SMC Loans

A registered credit provider, SMC Loans is a leading financial institution with branches in Cape Town, Johannesburg and the Free State.

Offering a range of services including credit card, micro loans, bonds and vehicle financing, SMC Loans also offers its services to blacklisted individuals.

More about SMC Loans:

Loan amounts range between R500 and R180 000, with a flexible repayment term of 3 months to 3 years. SMC Loans gives you the option to tailor your repayment term to suit your budget.

Another benefit offered by SMC Loans is the option of fixed payments for your full loan term.

As a financial institution that is fully compliant with the National Credit Regulator, SMC Loans will never approve you for more than you can comfortably afford to pay.

Once you have been approved for a loan, you have the freedom to use your SMC Loan as you choose. Whether you use to pay for tertiary education costs, for a deposit on a car or for renovations to your home- the choice is yours.

You have 48 months to repay the loan.

Consolidation Loans from SMC Loans:

This solution is designed to assist individuals with multiple debts, who want to improve their credit rating by combining all their debt into a single payment

What are the qualifying criteria?

  • Be at least 18 years old
  • Be permanently employed for 3 months minimum
  • Earn a minimum of R2000 a month
  • Have an active South African bank account
  • Have a valid South African ID

How to apply:

smc loansSimply fill in an online application form or contact SMC and a friendly and professional agent will assist. You don’t have to spend hours waiting in long queues and you don’t have to speak to multiple consultants.

Send an email to

Visit Fax: 086 610 9766

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